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COVID-19 follow up information

In accordance with the Order No. 720 of the Cabinet of Ministers of the Republic of Latvia dated on 9 October 2021 "On Declaring a State of Emergency", from 21 October to 14 November there is announced a four-week period of security measures to limit the spread of COVID-19 infection in Latvia.


AS DelfinGroup informs that all services offered by Banknote and Vizia are available to customers in full scope. There will be only slight changes to the availability of services offered by the Company - working hours for several Banknote branches will be reduced by 1 hour. All services of AS DelfinGroup – consumer loans, Buy now pay later loans, pawn loans and retail of pre-owned goods are available online and in branches. The only exception is pawn loans, which can be applied for both online and offline, but the agreement must be concluded at a branch. 


AS DelfinGroup has taken all mandatory and recommended security measures in relation to pandemic COVID-19. All business operations are technologically enabled to be carried out using remote work. At present, the vaccination rate for the branch employees is at 95% level, but as of 15 November, 100% of branch employees will have an interoperable vaccination or recovery certificate.


About AS DelfinGroup

AS DelfinGroup is a licenced technology-based financial services company that was established in 2009 and operates under the brand names Banknote and VIZIA. The company continuously develops and offers consumer and pawn loans, loans developed for senior citizens, Buy now pay later loans (BNPL loans), as well as sale of pre-owned goods both online and at more than 90 branches across Latvia. On average, 35,000 thousand loans are issued every month and serviced by the professional team of more than 270 AS DelfinGroup employees. The company has a total of over 400,000 registered customers. Since 2014, AS DelfinGroup has been known on the Nasdaq Riga Stock Exchange as a bond issuer and since 2021 as a share issuer on the Baltic Main List. The company’s IPO in 2021 was the largest in the history of Latvia in terms of investor activity having attracted almost 6000 new shareholders. The company regularly pays dividends to its shareholders. In 2020, the company's net loan portfolio grew to EUR 34.6 million, while its EBITDA reached EUR 9.3 million, with profits before income tax for dividends EUR 4.65 million. The company’s sustainability is based on focused corporate governance, fintech innovation, responsible lending, financial inclusion and facilitating the circular economy. The company has been profitable every year since 2010.


For further information, please contact:
Kristaps Bergmanis,
AS DelfinGroup Management Board Member
Tel: +371 26189988
E-mail: [email protected]

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