On October 6, 2021 AS DelfinGroup organized Investor Conference Webinar.

During the webinar, Didzis Ādmīdiņš, Chairman of the Management board and Kristaps Bergmanis, Member of the Management board, explained and answered the frequently asked questions received from investors during the ongoing IPO process.

The recording of the webinar is available online: https://youtu.be/oT9OvfbouDs and the presentation, which was demonstrated during the webinar, is available in the attachment.

During the webinar, the latest information related to the plans in case of a successful IPO was revealed. It is expected that in accordance with the terms of the bonds ISIN LV0000802213, they would be redeemed and, in accordance with the terms of the bonds ISIN LV0000802949, they would be redeemed before maturity to decrease the company's cost of financing according to its business plan to reach the profit before tax of 8,7 MEUR in 2022. The early redemption decision would be reported separately, in accordance with the issuance terms.

To watch the virtual IPO presentation, please go to: https://youtu.be/O2fm1K_W8d0

AS DelfinGroup thanks all participants for joining and encourages to follow further company announcements!

AS DelfinGroup has previously announced the Initial Public Offering that will last until 11 October 2021 (till 15:30, Riga time).

Price per offer share is EUR 1.52. The minimum subscription amount per investor is 1 share. However there is no limit for the maximum amount of share subscription.

To subscribe for shares investors must submit a subscription undertaking to their bank. Subscription will be facilitated by the members of Nasdaq Riga: LHV Pank, Swedbank, SEB, Luminor Bank, Citadele, Rietumu Banka, BlueOrange, Signet Bank, Siauliu Bankas, Sandinaviska Enskilda Banken, Nordea Bank and others. Full list of Nasdaq Riga members is available on: https://nasdaqbaltic.com/statistics/lv/members.

AS DelfinGroup has submitted the application to be listed on Nasdaq Riga Baltic Main List and after the listing will be one of four Latvian and 33 Baltic companies to be traded on this list. LHV Bank and the law firm Eversheds Sutherland Bitāns are acting as AS DelfinGroup IPO advisors. AS DelfinGroup has signed a market making contract with AS LHV Pank to provide liquidity for shares of AS DelfinGroup. More about market makers: https://nasdaqbaltic.com/market-information/market-makers/

About AS DelfinGroup

AS DelfinGroup is a licenced technology-based financial service company that was established in 2009 and operates under the brand names Banknote and VIZIA. The company continuously develops and offers consumer and pawn loans, loans developed for senior citizens, Buy now pay later loans (BNPL loans), as well as sale of pre-owned goods both online and at more than 90 branches across Latvia. On average, 35,000 thousand loans are issued every month and serviced by the professional team of more than 250 AS DelfinGroup employees. The company has a total of over 400,000 registered customers. Since 2014, AS DelfinGroup has been known on the Nasdaq Riga as a bond issuer. The company regularly pays dividends to its shareholders. In 2020, the company's net loan portfolio grew to EUR 34.6 million, while its EBITDA reached EUR 9.3 million, with profits before income tax for dividends EUR 4.65 million. The company’s sustainability is based on focused corporate governance, fintech innovation, responsible lending, financial inclusion and facilitating the circular economy. The company has been profitable every year since 2010.

For further information, please contact:
Kristaps Bergmanis,
Member of the Management Board of AS DelfinGroup
Tel: +371 26189988
WhatsApp: +371 26189988
E-mail: [email protected]